Workers Compensation in Pawtucket ,RI and Surrounding Cities
Every business owner should prioritize keeping their employees safe. Workers’ compensation insurance can help cover costs related to an employee’s work-related injury or illness, including expenses related to claims filed against you concerning such. Our agents at Andrews Insurance Agency are ready to help you get started with workers’ compensation insurance.
What Is Workers’ Compensation Insurance?
Many states require workers’ compensation insurance for businesses. Regardless of your state’s laws, it’s essential to consider this coverage to protect your employees and business. Without it, your business is vulnerable to substantial financial loss.
What Is Covered Under Workers’ Compensation Insurance?
This policy benefits your employees if they become injured or experience work-related illnesses. Workers’ comp can help cover the following:
- Medical care
- Lost wages from taking off time to recover
- Disability benefits
- Death benefits
- Legal fees associated with claims filed against your business
Is Workers’ Compensation Insurance Required in Rhode Island?
The Rhode Island Workers’ Compensation Act (WCA) establishes employer responsibilities in relation to workers’ compensation in the state of Rhode Island. In general, employers with one or more employees working in Rhode Island.
How Much Does Workers’ Compensation Insurance Cost?
The cost of your policy can depend on a variety of factors, including:
- Type of work performed by the employee
- Claims history
Discuss your needs with your agent to determine an accurate quote for your workers’ compensation policy.
How to Get Workers’ Compensation Insurance
Our agents at Andrews Insurance Agency are ready to assist you in protecting your employees. To get started with workers’ compensation insurance or to learn more about coverage, contact your agent today.