Call Us 401-722-4271 ☰ ˟
Manage Policy File a Claim
Logo
401-722-4271
  • Home
  • Our Agency
    • Commercial ProductsImage of right arrow
      • Coverage for Specific IndustriesImage of right arrow
        • Accounting Firm Insurance
        • Insurance for Arborists
        • Bar Insurance
        • Box Truck Insurance
        • Builders Risk Insurance
        • Car Dealership Insurance
        • Cargo Insurance and Freight Insurance
        • Catering Insurance
        • Cleaning Business Insurance
        • Construction Insurance
        • Consulting Firm Insurance
        • Contractors Insurance
        • Specialty Trade Contractors Insurance
        • Craft Brewery Insurance
        • Dental Practice Insurance
        • Dump Truck Insurance
        • Educational Facility Insurance
        • Financial Institution Insurance
        • Food Truck Insurance
        • Fleet Insurance
        • Handyman Insurance
        • Garage Insurance
        • Healthcare Facility Insurance
        • Healthcare Practice Insurance
        • Law Firm Insurance
        • Life Science Insurance
        • Limousine Services Insurance
        • Liquor Liability Insurance
        • Livestock Insurance
        • Maintenance Contractors Insurance
        • Manufacturing Insurance
        • Marijuana Insurance
        • Maritime Employers Insurance
        • Media & Advertising Insurance
        • Non Profit Insurance
        • Orthotics & Prosthetics Insurance
        • Personal Trainer Insurance
        • Pharmacist Insurance
        • Pool & Spa Insurance
        • Printers & Publishers Insurance
        • Railroad Contractors Insurance
        • Real Estate Businesses Insurance
        • Restaurant Insurance
        • Retail Insurance
        • School Bus Contractors Insurance
        • Scrap Metal Insurance
        • Security Guards Insurance
        • Self-Storage Insurance
        • Septic Contractors Insurance
        • Snow Plow Insurance
        • Specialized Truck Equipment Insurance
        • Technology Services Insurance
        • Tractor Insurance
        • Tow Trucks Insurance
        • Uber Insurance
        • Water Well Drillers Insurance
        • Veterinary Insurance
      • Coverage for Your BusinessImage of right arrow
        • Bonds
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Real Estate Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Errors and Omissions Insurance
        • Fidelity Bonds
        • Leave Management
        • Loss Control Insurance
        • Inland Marine Insurance
        • Marine Insurance
        • Mechanical Breakdown Insurance
        • Office Insurance
        • Product Liability Insurance
        • Professional Liability
        • Small Business Insurance
        • Small Business Liability Insurance
        • Storage Insurance
        • Surety Bonds
        • Technology Insurance
        • Trailer Insurance
        • Transportation Insurance
        • Trucking Insurance and Semi Truck Insurance
        • Workers Compensation
        • Van Insurance
      • Coverage for Your EmployeesImage of right arrow
        • Small Business Retirement Plans
        • Employer-Sponsored Retirement
        • Group Benefits
        • Individual Life Insurance
      • Farm InsuranceImage of right arrow
        • Crop Insurance
        • Farm Owners Insurance
        • Farm Livestock Insurance
        • Equine Insurance
        • Farm Equipment Insurance
        • Farm Dwelling Insurance
        • Farm Structures Insurance
        • Farm Auto Insurance
        • Farm Umbrella Insurance
        • Farm Liability Insurance
    • Personal ProductsImage of right arrow
      • Auto InsuranceImage of right arrow
        • Classic Car
        • Collision Coverage
        • Liability Coverage
        • Minor Violation Forgiveness
        • Medical Payments Coverage
        • Personal Injury Protection (PIP)
        • Rental Reimbursement
        • Uninsured & Underinsured Motorist
        • Vanishing Deductible
      • Home InsuranceImage of right arrow
        • Condo Insurance
        • Homeowners Liability
        • Landlords Insurance
        • Mortgage Protection
        • Property Insurance
        • Scheduled Property Insurance
      • Life InsuranceImage of right arrow
        • Individual Life
        • Group Life
        • Long Term Care
        • Second-To-Die Policy
      • Powersports VehicleImage of right arrow
        • ATV Insurance
        • Boat Insurance
        • Motorcycle Insurance
        • Motorhome Insurance
        • Snowmobile Insurance
      • Personal Umbrella & Identity Theft
    • Our Carriers
  • Products
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Non Profit Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Individual Life Insurance
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Collision Coverage
      • Liability Coverage
      • Minor Violation Forgiveness
      • Medical Payments Coverage
      • Personal Injury Protection (PIP)
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
      • Vanishing Deductible
    • Home InsuranceImage of right arrow
      • Condo Insurance
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection
      • Property Insurance
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Individual Life
      • Group Life
      • Long Term Care
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • Snowmobile Insurance
    • Personal Umbrella Insurance
    • Disability Insurance
  • Get A Quote
  • Resources
    • Refer a friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About
    • Our Location
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
Home Icon Auto Icon Commercial Auto Icon Commercial General Liability Icon Business Owners Policy Icon Workers Compensation Icon
Home > Blog > Scheduled Property Insurance
WEDNESDAY, AUGUST 10, 2022

Scheduled Property Insurance

Valuable items such as art, antiques or jewelry can be some of your most prized possessions. Although it may be easy to assume they are fully covered under a standard homeowners insurance policy, that is often not the case. Scheduled property insurance may offer the financial assistance you need to repair or replace these items if they are lost, damaged or destroyed. outside of a home

The knowledgeable team at Andrews Insurance Agency in Pawtucket, Rhode Island,  can help you secure a scheduled property insurance policy that best suits your needs. Contact us today for more information. 

What Is Scheduled Property Insurance? 
Scheduled property insurance may also be known as a floater. It is an optional coverage that you can add to homeowners insurance.  

Standard homeowners policies typically have relatively low limits on certain categories of high-value items. For example, they might only provide $1500 in coverage for jewelry. That means if you have a $10,000 necklace, you could have to pay the remaining replacement costs out-of-pocket if it is lost or stolen. 

Scheduled property insurance can help raise the limits of your coverage, and when you receive replacement costs, depreciation is typically not factored in like with a standard homeowners insurance policies. Additionally, there are generally no deductibles associated with scheduled property insurance, and the financial protections it provides usually apply both at your home and away from it. 

What Does Scheduled Property Insurance Cover? 
For an item to qualify for scheduled property insurance, you may need to have it appraised by a professional or have a receipt from its purchase. Items of high value may be eligible for coverage, such as: 

  • Jewelry 
  • Art 
  • Antiques
  • Collectibles
  • Precious stones
  • Musical instruments 

Our agents can provide more information on which personal property may qualify and what type of documentation may be needed. Additionally, coverage on scheduled property insurance is typically written on an open perils basis, offering cover for all risks not specifically excluded by the policy. This is generally broader coverage than a standard homeowners policy provides. 

How Much Does Scheduled Property Insurance Cost? 
The price of scheduled property insurance varies. The value and the number of items you insure can impact premiums. Contact our agents today for a quote. 

Get Scheduled Property Insurance 
The experienced professionals at Andrews Insurance Agency can answer your questions and help you get the right scheduled property insurance. Reach out to us for additional information. 


This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information
Posted 11:16 AM

Tags: scheduled property insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • business insurance(11)
  • commercial property insurance(6)
  • home insurance(6)
  • commercial auto insurance(6)
  • auto insurance(6)
  • general liability(3)
  • general liability insurance(3)
  • car insurance(2)
  • homeowners insurance(1)
  • scheduled property insurance(1)
  • business tips(1)
  • workers compensation(1)
  • liability(1)
  • commercial auto(1)
  • property insurance(1)

View Mobile Version
Facebook
LinkedIn
Get Directions
Contact Us Today
Message Us
Resources
Products
Customer Service
Payment Options
Report a Claim
News
About Us
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us 450 Armistice Boulevard
Pawtucket, RI 02861

Phone: 401-722-4271
Fax: 401-724-6989
Top Local Car Insurance Agency in Pawtucket
© Copyright. All rights reserved. Powered by Insurance Website Builder.