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ANDREWS INSURANCE AGENCY Blog

View the latest blog posts from ANDREWS INSURANCE AGENCY.

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Tuesday, February 28, 2023

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Wednesday, February 15, 2023

5 Tips to Save Money on Your Homeowners Insurance Policy

Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now:  READ MORE >>

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Monday, January 30, 2023

How Much Is General Liability Insurance for a Small Business?

General liability insurance for a small business helps provide financial protection if a third-party claims damages due to bodily injury or property damage. This type of policy has limits, and your agent can help you decide how much coverage is appropriate to help cover the potential risks and liabilities your company faces. READ MORE >>

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Tuesday, January 10, 2023

3 Easy Ways to Spot Workers Compensation Insurance Fraud

One of the most essential business insurance products is workers' compensation insurance. Modern workers' comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer.   READ MORE >>

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Wednesday, December 21, 2022

Coverage to Buy Alongside Your BOP

If you have a small business, you might be able to buy a business owners policy, also called a BOP, as the foundation of your insurance package. BOPs are very convenient, because while they are one policy, officially, they still contain several types of business insurance. There are cost perks, and a better cohesion of benefits. READ MORE >>

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Wednesday, December 21, 2022

Increasing General Liability Insurance for Special Events

A special event can mean a lot of people and different risks. Your business insurance needs to reflect how you operate your company during these events. If you do not have the right coverage in place, you may struggle with claims that occur.   General liability insurance, in particular, may need an update. READ MORE >>

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Thursday, November 10, 2022

Will My Property Insurance Cover Termite Damage?

You strive to keep your business property durable, clean and secure. However, at times, you cannot keep out every pest. Termites might be small, but they can wreak major damage on your business if you don’t control them. If termites create damage, you might wonder if your insurance will pay for their removal and structural repairs. READ MORE >>

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Thursday, November 3, 2022

The Add-Ons Commercial Drivers Need on their Auto Insurance

Owning or operating vehicles for business purposes means investing in commercial auto insurance. The policy will offer you numerous benefits to help you cover the costs related to vehicle damage, accident lawsuits, injuries and similar vehicle hazards.  However, at times, you’ll want to add other coverages to your policy. READ MORE >>

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Monday, October 24, 2022

Garbage Disposals and Homeowners Insurance

What does a garbage disposal have to do with homeowners insurance? A lot! If you take care of your garbage disposal, you can avoid filing damage claims for your home. Not filing lots of claims means you can keep your homeowners insurance premiums lower. So, how do you take care of a garbage disposal? READ MORE >>

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Thursday, October 20, 2022

Does Your Job Affect Your Car Insurance Rates?

When you buy car insurance, you must specify your occupation. This isn't for marketing. And it isn’t just your auto insurance company being nosy. Different jobs have different rates of accidents. So, your rate may vary based on your job.  Why Does Your Job Affect Your Auto Insurance Rates? READ MORE >>

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